Real Estate Insurance
Chicago & Illinois
Property owners, developers, and managers face a unique intersection of property, liability, and professional risk. Joseph Marshall Co. structures real estate insurance programs that protect your portfolio — from single-asset owners to large multi-property operators — with coverage tailored to your asset class and management structure throughout Chicago and Illinois.
Coverage for Real Estate Owners & Operators
Commercial Property & Building Coverage
Replacement cost coverage for owned buildings, tenant improvements, and business personal property — with proper valuation to avoid coinsurance penalties.
General & Premises Liability
Covers bodily injury and property damage claims arising from your properties — including slip-and-fall incidents, tenant injuries, and third-party property damage.
Directors & Officers (HOA/Condo Boards)
Protects board members of homeowner associations, condo associations, and real estate investment entities against claims of mismanagement and breach of fiduciary duty.
Environmental & Pollution Liability
Covers cleanup costs and third-party claims arising from pollution conditions on or emanating from your properties — including mold, asbestos, and underground storage tanks.
Umbrella & Excess Liability
Provides additional liability limits above your primary policies — critical for property owners with significant assets and contractual requirements.
Lessor's Risk & Vacant Property
Specialized coverage for landlords and property owners — including lessor's risk only (LRO) policies and vacant property coverage for properties between tenants.
Protect Your Real Estate Portfolio
Schedule a complimentary consultation with a Joseph Marshall Co. advisor specializing in real estate insurance.
Schedule a Consultation