Commercial Insurance Advisory
Protecting What
You've Built.
Joseph Marshall Co. is a trusted commercial insurance advisory firm delivering strategic risk solutions to businesses that demand more than a policy.
Why Joseph Marshall Co.
Advisory-Led.
Results-Driven.
We are not a transactional brokerage. We are a dedicated advisory practice that takes the time to understand your business, your industry, and your risk tolerance — then builds a program designed to perform when it matters most.
Based in Chicago, IL and serving businesses throughout Illinois, Iowa, and the broader Midwest, Joseph Marshall Co. brings institutional-quality insurance advisory to companies that demand more than a policy — they demand a partner.
- Independent advisory — we work for you, not the carriers
- Access to several admitted, non-admitted and specialty markets
- Proactive claims advocacy and risk management support
Our Services
Comprehensive Coverage.
Strategic Guidance.
Commercial Property
Comprehensive protection for your physical assets — buildings, equipment, inventory, and business interruption coverage tailored to your operations.
Learn MoreGeneral & Professional Liability
Defend your business against third-party claims, errors and omissions, and professional negligence with strategically structured liability programs.
Learn MoreWorkers Compensation
Protect your workforce and your bottom line with compliant, cost-effective workers compensation solutions designed for your industry.
Learn MoreCyber Liability
In an era of escalating digital risk, we structure cyber insurance programs that address data breaches, ransomware, and regulatory exposure.
Learn MoreExecutive Risk & D&O
Shield your leadership team and board with directors & officers, employment practices, and fiduciary liability coverage.
Learn MoreSpecialty & Surplus Lines
For complex or hard-to-place risks, we access specialty and surplus lines markets to deliver coverage where standard markets fall short.
Learn MoreOur Process
How We Work
01
Discovery & Risk Assessment
We begin with a thorough analysis of your business operations, existing coverage, and risk exposures to identify gaps and opportunities.
02
Market Strategy & Placement
Leveraging our carrier relationships and market intelligence, we design and negotiate a program that delivers optimal coverage at competitive terms.
03
Ongoing Advisory Partnership
Our relationship doesn't end at placement. We provide continuous risk management guidance, claims advocacy, and annual program reviews.
About the Advisor
40+ Years of Commercial
Insurance Expertise
Joseph Marshall is a licensed commercial insurance advisor with over four decades of experience placing complex commercial programs for mid-market and large businesses. He founded Joseph Marshall Company to deliver the kind of independent, strategic advisory that business owners and CFOs deserve — but rarely receive from transactional brokers.
Joseph holds a Property & Casualty license in Illinois and Iowa and maintains active relationships with several admitted, non-admitted, and specialty markets — giving clients access to coverage solutions that standard brokers cannot reach.
40+
Years of experience
IL & IA
Licensed states
Multi-market
Carrier access
Industries We Serve
Deep Expertise
Across Sectors
Every industry carries unique risk profiles. Our advisors bring sector-specific knowledge to ensure your program reflects the realities of your business environment.
View IndustriesFrequently Asked Questions
Common Questions About
Commercial Insurance Advisory
What does an independent commercial insurance advisor do?
An independent commercial insurance advisor works on behalf of the business — not the insurance carrier. Unlike a captive agent who represents a single insurer, an independent advisor accesses multiple admitted, non-admitted, and specialty markets to design a program that fits your specific risk profile. Joseph Marshall Co. provides strategic risk analysis, carrier negotiation, and ongoing claims advocacy for businesses throughout Chicago and the Midwest.
What types of commercial insurance does Joseph Marshall Co. place in Chicago?
Joseph Marshall Co. places commercial property, general and professional liability, workers compensation, cyber liability, executive risk and D&O liability, and specialty and surplus lines coverage for businesses in Chicago, Illinois, and Iowa. We serve construction contractors, real estate operators, technology companies, healthcare organizations, manufacturers, financial institutions, transportation companies, and more.
How is Joseph Marshall Co. different from a standard insurance broker in Chicago?
Joseph Marshall Co. operates as a strategic advisory firm rather than a transactional broker. We provide independent risk analysis, access to several admitted, non-admitted, and specialty markets, and ongoing claims advocacy — not just policy placement. Our advisors bring over 40 years of commercial insurance experience and work exclusively in the commercial lines space, serving mid-market and complex accounts nationwide.
Does Joseph Marshall Co. serve businesses outside of Chicago?
Yes. Joseph Marshall Co. serves businesses throughout Illinois and Iowa, with offices in Chicago (222 N Columbus Drive, Chicago, IL 60601) and Cedar Rapids, Iowa (4515 N River Blvd NE Ste 200, Cedar Rapids, IA). We work with businesses across the Midwest and can serve clients in most states depending on the coverage line.
What industries does Joseph Marshall Co. specialize in for commercial insurance?
Joseph Marshall Co. has deep expertise in commercial insurance for construction and contracting, real estate, manufacturing and distribution, technology and professional services, healthcare and life sciences, financial institutions, transportation and logistics, surety and bonding, auto dealerships and repair, and hospitality and food service. Each industry program is designed around the specific risk exposures and regulatory requirements of that sector.
Service Area
Serving Chicago & the Midwest
Get Started
Ready to Elevate Your
Insurance Program?
Schedule a complimentary consultation with one of our advisors. No obligation — just a focused conversation about your business and your risk.